Financial operations for pizza shops · Pittsburgh, PA

Know what your shop made this month. Not in April.

Most pizza owners find out how the year went at tax time, when it's too late to change it. I check your numbers every month and tell you, in plain dollars, where the money's going. I do this for a handful of shops around Pittsburgh.

Plainly: a good year and a bad year can look the same on the surface. I catch the difference every month — not at tax time when it's too late.
Books a mess or months behind? Half the owners who call me are. Cleanup comes first — flat quote before I start.
30+ yearsas a corporate controller
Worksalongside your CPA
Nolong-term contract
A real personwho knows your shop

What Forte tracks and catches for a shop like yours — illustrative, not client results

A 30-second gut-check

What might a hidden slip be costing you?

Five gut-checks in one tool — the stress test, cheese creep, coupon math, menu math, and void drain. Slide in what your shop runs; rough is fine. The real figure comes from a free sit-down.

Five quick tools — tap each one

Slide in your numbers. Rough is fine. The reveal below shows what you keep at these numbers and what one point of food cost is worth.

Your average month, all in.
$70,000
Cheese, dough, toppings, as a share of sales.
31%
Crew and your managers, as a share of sales.
30%
Rent, utilities, insurance, supplies. Most shops sit near 26%.
26%
Party trays, office and team orders, as a share of sales.
6%
Food + labor together (your prime cost) 61%
target 60–65%
danger 65%+
In the 60–65% target band. Solid — watch it doesn't drift up.
What this is really costing you
Cheese is about 40% of what a pizza costs you to make, and the one price that creeps up quietly between menu changes. This is the number owners feel in their gut. Put in what you buy and what it's done lately.
Cases a week (a case is ~40 lb). Rough is fine.
21cases/wk
Sets a sensible starting point for your cheese use.
$70,000/mo
What a pound ran you a while back.
$2.40/lb
What it runs you today.
$2.75/lb

That's a creep of 35¢ a pound.

What that quiet creep really costs
A $5 coupon feels like 20% off the price. It isn't — it comes off what you keep, not what you charge. Slide in your own rough numbers and watch what the coupon actually spent.
One delivery or pickup order, all in.
$25
Profit on every sales dollar. Most shops sit at 10–15¢.
15%
What comes off the ticket.
$5
What that coupon really did
Same register, same night, same cook — but one of these works a lot harder than the other. Add up what's on the plate, divide by the menu price. Most owners have never run this math on their own menu.
Large cheese pizza menu price $18.99
Dough ball$0.55
Cheese$2.60
Sauce$0.35
Box$0.48
Misc$0.30
On the plate ≈ $4.30 · food cost ≈23%
Chicken parm dinner menu price $16.99
Chicken$2.75
Breading & oil$0.40
Cheese · pasta · sauce$1.65
Bread & side$0.70
Container$0.60
On the plate ≈ $6.10 · food cost ≈36%

Thirteen points apart — same register, two different businesses. The busy shop doing more sales and keeping less? This is usually why. Made-up numbers — yours are the point.

Remakes, voids, “on the house,” free slices for friends. Every one is food you bought, made, and gave away. Unlike cheese prices, this one's entirely in your shop's hands. Most owners have never added it up.
Your average month, all in.
$70,000
Share of sales remade, voided, or given away. Most shops sit at 2–4%.
3% of sales
What walked out the door this year

A planning estimate, not your books. It uses round industry math to show direction and scale. The real numbers come from your register, statements, and POS.

What you actually get

This is what you get from me every month

Every month you get two things: your financials — a clean P&L and balance sheet — and a Financial Health Review that reads your 5 key numbers back to you in plain dollars. Below is a portion of that Review for XYZ Pizza — a made-up company and numbers, laid out the way yours would be. Want the whole thing? Get the full XYZ sample, free and I'll email it over. Yours stay between us.

01 Clean monthly statements

P&L and balance sheet, closed and current — same date every month, so you're never guessing off numbers from three months ago.

02 Your 5 numbers, checked

Prime cost, food, labor, channel mix, and what you keep — delivered monthly, with the target next to each.

03 A note on what changed

Plain language: what moved this month, what it cost you in dollars, and the one thing worth fixing next.

04 A call when it matters

When something's slipping, I call. You run the shop — I keep an eye on the money and flag it early.

Financial Health Review — Sample

XYZ Pizza Company

Pittsburgh, PA · Carryout & dine-in · Illustrative sample

Period
Trailing 12 months
FortePrepared by Forte
A year in sales
$880K
▲ 9% vs. last year
Food + labor
≈66%
Target 60–65% — watch this
What you keep
15.8%
down from 17.2%
Your 5 numbers
01
Prime costfood + labor · makes or breaks the shop · target 60–65%
≈66%
02
Food costcheese is the swing · watch it monthly
≈34%
03
Labor costincl. your draw · slow shifts & over-scheduling hide here
≈32%
04
Channel mixcarryout-heavy · catering untracked · watch what the apps keep
62% carryout
05
What you keepafter everything — the one that's yours
15.8%
The sample

Yours would read like this.

On the left is a piece of a sample Financial Health Review — XYZ Pizza, a shop I made up so I'm not showing anyone's real books. The full Review runs longer; this is the part that shows how it reads. Yours would use your own numbers, in this same plain-dollar format.

  • Your five numbers, checked. Prime cost, channel mix, what you keep — each against its target, so you know at a glance what's healthy and what's slipping.
  • A plain-English read. Not a data dump — the one or two things worth fixing, with a dollar figure on each.
  • Built on real statements. The P&L, balance sheet, and cash flow behind it tie out to the penny. That's how you know the numbers are trustworthy.
A note from Mark

“Strong year — sales up 9%, and with no delivery apps skimming the top you keep more of every dollar than most shops. But food and labor together are running about 66 cents on the dollar, a touch over the line, and catering is barely tracked. Tighten those, build the catering side, and cost out the menu, and there's roughly $36K a year on the table. First step: get the numbers current and closed every month.”

See the three statements behind it
Income statement (P&L)Trailing 12 months
Sales$880,000
Food / cost of goods(286,600)
Gross profit$593,40067.4% margin
Labor (incl. owner)(290,400)
Rent & utilities(66,000)
Card processing(22,000)
Supplies & packaging(26,400)
Marketing(13,200)
Insurance & licenses(12,500)
Repairs & other(14,600)
Equipment wear (depreciation)(9,500)
Total cost to run the shop$454,60051.7%
Net income$138,80015.8% — what you keep
That $138,800 in profit doesn't vanish — it becomes part of what the shop is worth, on the balance sheet. Switch tabs to see it.
Balance sheetAs of period end
What you own
Cash44,000
Money owed to you7,000
Inventory (food on hand)8,500
Prepaid expenses5,000
Equipment (net)113,000
Buildout / leasehold38,000
Total assets$215,500
What you owe & what's yours
Owed to suppliers24,000
Accrued wages / taxes10,000
Loan — due this year13,000
Loan — long-term86,000
Money you put in20,000
Profit kept in the shop62,500
Total liab. & equity$215,500
What the shop owns ($215,500) equals what it owes plus what's yours — $133,000 in debts and $82,500 in equity. That equity includes this year's $138,800 in profit. When a balance sheet balances, the books are trustworthy.
Statement of cash flowsTrailing 12 months
Net income$138,800
+ Depreciation (equipment wear)9,500
± Working capital(2,000)
Cash from operations$146,300
CapEx (equipment)(14,000)
Debt paydown & owner draws(126,300)
Net change in cash$6,000
Beginning cash38,000
Ending cash$44,000
The $44,000 the shop ends with here is the exact cash figure on the balance sheet. When all three statements agree like this, you know the numbers are real.

Get the full XYZ sample — free, emailed to you.

The complete Review for XYZ (my made-up demo shop), so you can see the whole format before we ever talk. Your own Review — on your real books — is the paid Financial Health Review. No call required to get the sample.

The monthly plan

Three levels of help. You pick how far it goes.

Every shop gets the same three levels; the price follows your size and volume, not a big-firm sticker. I quote it after the review — and nobody pays for help they didn't ask for. The review is a snapshot; the leaks it finds grow back. Watching them monthly is the actual job.

Level 1

Essentials

“Are my numbers right?”

Confidence the numbers are accurate and current. The solid foundation everything else sits on.

  • Clean monthly statements — P&L and balance sheet
  • Your 5 numbers checked & delivered monthly
  • A note on what changed — same date every month
Level 2 Most popular

Standard

“What do they tell me?”

Essentials tells you what happened. Standard shows what it means — and what it's costing you. On paper, in your inbox. No meetings.

  • Monthly statements — P&L and balance sheet
  • Your 5 numbers, delivered monthly
  • A note on what changed, same date every month
  • The Shop Report — the $750 review, run every month: benchmarks, trends, every leak with a dollar figure on it
  • The Stress Test, for real — the free tool runs on averages; this one runs on your register, every month
  • The Channel Breakdown — what dine-in, carryout, delivery, and catering each really make you, plus any owner-requested reports
Level 3

Controller

“Keep an eye on the money side for me.”

Standard reads your numbers. Controller watches the whole money side of your shop every month — the vendors, the renewals, the fees, the payroll — and catches what's slipping before it costs you. The stuff a busy owner has no time to chase.

  • Everything in Standard, plus:
  • Rising-cost watch — I read the bills every month and flag what jumped: supplier hikes, processing-fee creep, and the charge that doesn't match what you agreed to.
  • No-surprise renewals — insurance, licenses, the POS contract, the linen service — flagged before they auto-renew at a higher rate, not after you've paid it.
  • Payroll, reconciled — checked against your provider every month, so errors get caught before they become a mess
  • A heads-up on tight weeks — I'll tell you when a lean week is coming, so payroll and the cheese bill never catch you short
  • First call when a number moves — something's off, I call you. You run the shop; I keep watch on the money.
One-time projects

Not everything's monthly.

Some things aren't monthly — they come up when they come up. Because I'm already in your books, I can turn these around fast, priced per job.

Add online ordering
What it'd really add — new sales vs. orders just moving online, before you sign up.
Menu analysis
The full costing — which items make money, which lose it, and what to reprice.
Cleanup & catch-up
Books behind or a mess? I get them current and closed — quoted flat up front.
Loan package
Three-year projections, clean statements — the whole file a bank asks for.
Second-location model
What the numbers say before you sign a lease.
Buy or sell a shop
What a shop's books really mean, and what it's worth to you.

Any tier can add these. Already on monthly? They're faster and cheaper — the books are already current.

Quoted to your shop, after the review · Month-to-month, cancel anytime · No contract, no surprises

“My promise to you: the first call is free, and you only pay once we both agree it's worth doing. Nothing starts until you say go.”

— Mark · 30 yrs in the numbers
Who you'd be working with
Mark Pagano Photo

Hi, I'm Mark Pagano. I work the numbers for pizza shops.

I spent 30+ years as a corporate controller — the person who runs the numbers inside larger companies. The businesses I could help most, and enjoyed most, were the local pizza places. Margins are tight, the cash moves fast, and the gap between a good year and a hard one usually comes down to five numbers nobody's watching.

I'm not a bookkeeper, a big firm, or an app. You get a 30-year controller who reads your numbers alongside your CPA and tells you the truth in plain English. I take on a handful of shops at a time, so you get real attention.

30+ yrsas a corporate controller
Pizzawhere I do my best work
LocalGreater Pittsburgh, in person
Working together, start to finish

How this works

Start with a free call. If it's a fit, the $750 review shows you exactly where you stand. Books behind or a mess? Cleanup comes first — quoted flat before I start. Most owners go monthly from there.

Step01

The intro call

Free · 20 min

A quick, no-pressure call to see if Forte's a fit for your shop. I'll point you to the one or two numbers worth a closer look. No charge, no obligation.

Most shops start here
You getA straight answer on whether this is worth your time.
Step02

The Financial Health Review

$750 flat

A fixed-price look at your existing numbers. You get a three-statement snapshot, your five KPIs benchmarked against other shops, and the top five findings, each with a real dollar figure on it. You get the written report and a walkthrough of it, typically within two weeks of having your complete numbers.

You getExactly where you stand, and what it's costing you.
Step03

A monthly plan

Quoted to your shop

Ongoing clarity at the level you want — from clean statements and your 5 numbers to the monthly Shop Report and a plan for the year ahead. Month-to-month. Cancel anytime.

You getNever guessing again.

The $750 review is credited toward your first month if you go monthly within 30 days.

Questions owners ask

Straight answers, no fine print

If your question isn't here, call or email. You'll get me, not a phone tree.

Not exactly — I'm the numbers guy above the bookkeeping. I read your numbers, benchmark them, and tell you what they mean and what to do about it. And if your books are behind or a mess, I'll clean them up and get them current first. I work alongside your CPA — taxes stay with them.

The first call is free. The one paid number on this site is the Financial Health Review: $750 flat, and it credits back toward your first month if you go monthly within 30 days. Monthly plans come in three levels (Essentials, Standard, Controller). Essentials — the entry level — typically runs $450 to $1,250/month depending on your shop's size, with smaller shops around $450. Standard and Controller run higher, scoped to what you need. I quote your exact number after the review.

Essentials is “are my numbers right?”: accuracy and your 5 numbers each month. Standard adds “what do they tell me?”: a read on what's working and where you're leaking. Controller is “keep an eye on the money side for me”: it watches the whole money side every month — vendors, renewals, fees, payroll — and catches what’s slipping before it costs you. You pick the level; I quote it after the review.

No. I review your existing numbers read-only. There's nothing new for you to learn and I don't touch your system. If you keep books in QuickBooks Online or Xero, I'll work from those. If your setup's different, we'll talk it through on the call.

Not at all. I work from the records you keep and give you a clean monthly read — your prime cost, your labor, where your sales come from, and what you keep. I'm not here to sell you a POS system and I'm not changing how you operate. You stay in control of what's on the books; I just make sure you can see the numbers that decide your month.

Not at all — messy books are half the reason owners call me. I do the cleanup myself: we get your books current, reconciled, and trustworthy first, with a flat quote before I start. A monthly plan keeps them clear from there.

Your books closed and tied out, then your monthly statements — P&L and balance sheet — your 5 numbers, and a note from me on what changed and what to watch, the same date every month. On paper, in your inbox, no meetings. Standard and Controller add the Shop Report on top: benchmarks, trends, and every leak with a dollar figure on it. See the Sample section above for what it looks like.

No. It's month-to-month, cancel anytime. I'd rather earn it every month than trap you in a contract.

No. That's your CPA's job, and I work hand-in-hand with whoever files your return. I keep your numbers clear and current so tax time is easy. No CPA yet? I can point you to one who knows restaurants.

I'm local to Greater Pittsburgh and I'll come to your shop. After that, most of it runs by email and the occasional call or visit, whatever's easiest. You'll always deal with me directly.

Let's take a look

Find out what your shop is really making.

Book a free call. We'll see if Forte's a fit and what your numbers might be telling you. It's free, and there's no pitch.

Call or text(724) 209-4016
Service areaGreater Pittsburgh, PA

You'll always reach me, not a front desk. If I miss you, I call back same day.

Book your free call

No obligation. Your numbers stay between us.
Got it, thanks.

I'll be in touch within one business day to set up your free call.

Not ready to talk? Grab the free 5 Numbers guide.

A one-pager you can print and stick by the register. No call required.